Personal Finance

Personal Finance offers a practical, approachable guide to understanding and managing personal finances with confidence. Designed to meet readers where they are, it connects everyday financial decisions to long-term outcomes, emphasizing real-life applications over complex jargon. Beginning with the “why” behind financial literacy, the book helps readers explore their personal values, goals, and decision-making habits before moving into core topics such as debt, taxes, budgeting, banking, and investing.

As the chapters progress, readers gain a clear understanding of risk management through insurance, long-term security through retirement and estate planning, and their rights and responsibilities as informed consumers. The book concludes with an introduction to Fintech, highlighting how emerging financial technologies are reshaping the way individuals manage money today. Together, these chapters provide a well-rounded foundation that empowers readers to make informed, responsible, and forward-thinking financial choices throughout every stage of life.