Personal Finance: Life Skills for When Life Happens - Customized Edition

Section 1 the foundation of financial Peace of mind

Chapter 1 Spend Less than You Make—Class Dismissed!

Chapter 2 Life happens—how to Create and Use an emergency Fund

Chapter 3 establishing S.M.A.R.T. goals

Section 2 taking care of you and yours

Chapter 4 Food, Water, and Shelter (Maslow)

Chapter 5 Needs vs. Wants

Chapter 6 Unintended Consequences of Fulfilling Your every

Want—Debt!

Section 3 the importance of negotiation

Chapter 7 Shopping around for great Deals

Chapter 8 Communicating with Creditors—Know terms of the

agreement

Chapter 9 Be on the Same page with Your Spouse

Section 4 Time value of money

Chapter 10 Wisely Invest Now

Chapter 11 Be Consistent

Chapter 12 Survival Mode